We have delivered our Free Mortgage Benefit for over 25 years, providing regulated mortgage advice and financial education to employees across a wide range of professional sectors. Our service is built around quality of service, robust compliance and practical support, and is used by organisations that require reliable, high‑quality employee benefits.
We work with a number of School Trusts and universities, as well as global financial institutions, leading law firms, and many well‑known household brands. These organisations choose us because we offer proven processes, experienced advisers and a fully managed service with very low administrative burden for the employer.
All advice is delivered by qualified, FCA‑regulated mortgage specialists with strong experience across mainstream and complex borrowing. Our education activity follows a clear structure, focuses on practical understanding and is designed to support informed financial decisions.
Our approach is straightforward: a compliant, proven, zero‑cost benefit that helps employees while remaining simple for employers to implement and oversee.
We offer a single, highly focused service: the Mortgage Benefit.
Our Mortgage Benefit provides employees with expert, end‑to‑end mortgage support delivered by our team of qualified, FCA‑regulated advisers. The service is designed to simplify what is often a lengthy and complicated process, reducing stress for employees and helping them avoid being distracted by mortgage‑related issues during the working day.
The core service includes:
A fully advised mortgage service covering purchases, remortgages, product transfers and further advances.
We search the market, giving employees visibility of a wide range of lenders and products so they receive suitable, competitive recommendations.
Dedicated case management, handling administration, lender communication, documentation and progression of the application from start to finish.
A full waiver of our £495 advice fee, ensuring all employees can access high quality regulated advice without paying a fee.
Financial education, providing practical financial education covering first‑time buying, remortgage planning, the transition from renting to owning, income resilience, estate planning and core money‑management skills, giving employees clarity and confidence around major financial decisions.
A key principle of the benefit is universal access. Every employee – regardless of role, salary or experience – can use the service. Whether they are buying a first home, moving, remortgaging or simply seeking clarity, they receive the same level of support.
Employers receive regular reporting and usage data, making the benefit transparent and straightforward to manage. The service runs independently, requires no internal resource and provides a practical, zero‑cost way to support employee wellbeing, reduce financial stress and help staff remain focused at work.
We support School Trusts by providing a practical, zero‑cost benefit that helps staff navigate one of the most complex areas of their personal finances: securing and managing a mortgage. Our Mortgage Benefit is designed to reduce financial stress, improve employee confidence, and give colleagues access to reliable, regulated support without adding workload for the Trust.
A key way we help is by removing the time, uncertainty and distraction that often accompany home buying and remortgaging. By giving staff direct access to qualified advisers and dedicated case management, we help prevent mortgage‑related issues from becoming a workplace distraction – particularly during busy terms when colleagues benefit most from clear, dependable guidance.
Because the benefit is available to every member of staff, Trusts can offer a consistent, equitable support package across teaching, support and operational teams. This helps strengthen wellbeing initiatives, supports retention, and demonstrates a clear commitment to staff financial resilience.
